Are you a small business owner?  Do you like to keep costs low and productivity high?

Check these sites out.  These are all web-based applications.  No software to download.  I use them all, and highly recommend them.  (Full disclosure:   Like I saidI use them, and the links below contain my referral codes)

Freshbooks – very low cost accounting tool.  With this you can:

• Import customers,
• Create one-time and recurring Invoices. Can send invoices through email or snail mail (extra fee).  Customers can view invoices online.
• Setup recurring email reminders for past invoices overdue.
• Create one-time and recurring Expenses.
• Accept online payments through PayPal or your Credit card processing company
• Customers can create Support Tickets, create multiple staff logins to manage customer service, etc.
• Customize with your own logo and text.
  Freshbooks gets my highest recommendation.  If you are not using it, then you are wasting your time.

Shoeboxed.com – Free trial – store all your recepits online.  Categorize them and you’re all set for tax season.

Outright.com – (now owned by GoDaddy and renamed GoDaddy Bookkeeping) Free bookkeeping package.  Can pull your income and expenses from Freshbooks and generate usefule P&L statements and other reports.  Upgrade monthly pricing $9.95/mon for invoicing capability.  Looks like the got rid of the EOY contractor 1099 generation (bummer).

Dropbox – Awesome place to store your files and share without having to think about it.

DreamHost – Good web site hosting, and cheap too.